Dollar Bank Mortgage Options Are Easy To Live With

Which Is Right For You?

Adjustable Rate Mortgage (ARM)
This type of mortgage generally gives you a lower initial annual percentage rate which is adjusted periodically. This is an especially good deal for first-time home buyers because you can often qualify for a larger mortgage with an ARM.

Fixed Rate Mortgage
Get the security and easy budgeting that come from a fixed rate mortgage. Your rate does not change for the lifetime of the loan, so the principal and interest portion of your monthly mortgage payment remains the same.

Rent-No-More Mortgage
The Rent-No-More Mortgage is designed to give first-time home buyers the help they need to purchase a home. The Rent-No-More Mortgage makes it easier to own a home because you can borrow an amount equal to the entire value of the home. That means you only need a small downpayment and minimal cash for closing costs. This mortgage has several other special features that make home buying easier and more affordable, so ask us for details. (Certain geographic and income guidelines apply.)

Other Mortgage Offerings
Dollar Bank also offers FHA/VA mortgages and participates in government programs and community development programs. Even with a small down payment, we may be able to help you open the door to a new home!

Convenient Repayment Terms
Dollar Bank not only gives you many mortgage options, but we also offer a choice of several convenient repayment terms.

Short-Term Mortgages
Get the advantage of a lower interest rate and savings on the total interest paid over the life of the mortgage.

Long-Term Mortgages
Buy the most house possible by spreading your payments out over a longer period of time. Your monthly payments may be lower than a shorter term mortgage, keeping more money in your pocket each month.

Dollar Bank's Credit Enhancement Program
Even if your credit is less than perfect, we're here to help. Our Credit Enhancement Program can help you get on the right track to buying a home. We'll work with you to correct any credit problems you may have and create a budget that will help get you into a new home. For more details, see "Want to Buy a Home? Dollar Bank's Credit Enhancement Program Can Help ."

We're Here To Help
Our experienced mortgage professionals will work with you to help you determine which mortgage is best for you. For details on Dollar Bank mortgage options or to apply, click here or call or visit a branch office or call 1-800-242-BANK.

To try our mortgage calculators, click here .

The information presented in this publication is general in nature and it is not our intention to provide specific advice to individuals or a comprehensive discussion of the subject matter. We suggest that you consult with your financial or tax advisor, accountant or attorney to obtain specific advice or comprehensive information.