Deposit Information

Safe Deposit Boxes: Affordable Peace Of Mind

The old cliche "a place for everything, and everything in its place" makes more sense than most people realize. An old cigar box may be the ideal place for a child to store a rock collection, and the top drawer of the desk in your den is just fine as a place to keep your monthly bills as they come in. But when it comes to more important items (stock and bond certificates, a copy of your will or fine jewelry) you need a secure storage place that will save you from worry.

That's where a safe deposit box can help. Safe deposit boxes are designed to give you a safe place to store your valuables, along with the peace of mind that comes from knowing that these items are secure.

What exactly are safe deposit boxes? They are metal boxes that are housed in a private area inside the bank. There are two locks on each safe deposit box. When you rent one, you receive one key, and the bank keeps the other key. Both keys are required for the box to be opened.

Safe deposit boxes are available in a variety of sizes. So no matter how large or small the items that you want to keep safe, there is probably a safe deposit box that will meet your needs.

What type of items should you keep in a safe deposit box? Basically, documents that cannot be replaced, or that you would need if your house were lost or damaged, should be kept safe in a safe deposit box. You will probably want to include the following items:

  • A copy of your will
  • Stock and bond certificates
  • Insurance policies
  • Titles to your house and cars
  • Marriage license
  • Expensive jewelry
  • Birth certificates
  • Family heirlooms
Many insurance companies recommend that you video tape each room in your home and store the tape in a safe deposit box. If your home is ever lost or damaged in a fire or flood, this tape would be very useful for insurance purposes.

Safe deposit boxes keep your valuables secure while giving you peace of mind. Dollar Bank offers safe deposit boxes at many of our branches.

To ask a Dollar Bank representative about the availability of safe deposit boxes in your area, Call 1-888-418-BANK for assistance, or for a list of Dollar Bank locations click here.

The information presented in this publication is general in nature; it is not our intention to provide specific advice to individuals or a comprehensive discussion of the subject matter. We suggest that you consult with your financial or tax advisor, accountant or attorney to obtain specific advice or comprehensive information.
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