To find out if a check is local or non-local, look at the first four digits of the routing number on the check.^*

If you are having difficulty in determining the location of the routing numbers, use the check image below as a handy guide. The arrow on the check tells you where to find the routing numbers.

Once you have determined the first four digits of the routing number, the following list will show you which checks are local. All other numbers are non-local.

^*Please be aware that some checks may be marked "payable through" and have a four or nine-digit number nearby. For these checks, use the four-digit number (or the first four digits of the nine-digit number), not the routing number on the bottom of the check, to determine if these checks are local or non-local.