Traditional Term CD (IRA)Traditional Term IRA Earn competitive interest on terms from six to 120 months. A minimum deposit amount of just $500. Higher rates may be available for balances of $10,000 or $25,000. A guaranteed return with the safety of FDIC insurance. Click here to see account and fee information. Other IRA Options: CD Ladder - (IRA) Relationship CD - (IRA) Money Market Account - (IRA) Premium Money Market Account - (IRA)