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Please read the Dollar Bank Valued Customer Variable Rate Visa Credit Card disclosure information below.
Annual Percentage Rate for Purchases and Balance Transfers
0% APR introductory rate for the first 6 months. Current regular rate is 10.24%
Other APRs
Cash Advance APR: 12.24%
Variable Rate Information
Your APR may vary. The rate for purchases and balance transfers is determined by adding 6.99% to the Prime Rate. The rate for cash advances is determined by adding 8.99% to the Prime Rate. See explanation below.*
Grace Period for Repayment of Balance for Purchases and Balance Transfers
25 Days
Method of Computing the Balance for Purchases
Average daily balance (including new purchases)
Annual Fee
None
Minimum Finance Charge on Purchases
50¢ whenever a finance charge is imposed.
Transaction Fee for Balance Transfers
Transaction Fee for Cash Advances
3% of the advance or $3, whichever is greater. No maximum cash advance amount.
Late Payment Fee
$35
Over-the-Limit Fee
Cash Back Rebate Terms and Conditions
Rebates are calculated as 1.25% of net monthly purchases (total purchases less credit and returns), which will be displayed on Periodic Billing Statements as "Cash Back Rebate." The maximum rebate that can be accumulated in any calendar year is $500. Open accounts that are not in default under this Agreement or otherwise restricted will accumulate rebates; however the Cash Back Rebate Amount must be at least $10.00 before a distribution will be made. The rebate will be distributed semi-annually in January and July and will be based on the Periodic Statements in December and June. Accounts with rebate amounts of less than $10.00 or that are in default or otherwise restricted are not eligible for distributions. If an account is not eligible for a distribution for any reason in one distribution period, the accumulated rebates will carry over to the next period. If an account is closed for any reason, all accumulated Cash Back Rebates for that account will be forfeited. The account holder is responsible for any taxes on Cash Back Rebates. Dollar Bank reserves the right to cancel or otherwise change the terms applicable to the Cash Back Rebate program at any time with 30 days prior written notice.
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