Credit Cards

• 0% APR 6-month introductory rate on purchases and balance transfers then a low regular rate of Prime + 3.99% APR
• No annual fee
• 25-day grace period on purchases

• Fast and easy application by mail, phone or online
• Ability to view and pay your Visa account online with free Dollar Bank Online Banking
• Visa checks to make purchases on your account where credit cards are not accepted and for balance transfers from other high interest credit cards

• Auto rental collision damage waiver
• Emergency card replacement and cash disbursement
• Lost/stolen card reporting
• Zero fraud liability
• 24/7 Visa assistance center toll-free at 1-800-Visa-911
• Optional Credit Life Insurance protects your family from the responsibility of up to $50,000 in credit card debt*
• Access to your account information 24/7 by calling 1-800-345-3655.

Annual Percentage Rate for Purchases and Balance Transfers

0% APR introductory rate for the first 6 months. 
Current regular rate is 7.24%

Other APRs

Cash Advance APR: 12.24%

Variable Rate Information

Your APR may vary. The rate for purchases and balance transfers is determined by adding 3.99% to the Prime Rate. The rate for cash advances is determined by adding 8.99% to the Prime Rate. See explanation below.*

Grace Period for Repayment of Balance for Purchases and Balance Transfers

25 Days

Method of Computing the Balance for Purchases

Average daily balance (including new purchases)

Annual Fee

None

Minimum Finance Charge on Purchases

50¢ whenever a finance charge is imposed.

Transaction Fee for Balance Transfers

None for the first six months. Thereafter, 3% of the balance transfer or $5.00, whichever is greater. Maximum $75.

Transaction Fee for Cash Advances

3% of the advance or $5, whichever is greater.
No maximum cash advance amount.

Late Payment Fee

$35

Over-the-Limit Fee

$35