Mortgage Information

Home Warranty Benefits Both Buyers And Sellers

With a major investment like your home, you want to leave little to chance. If you're buying a previously owned home, you'll want to be sure that the appliances, heating system and cooling system are in good operating order.

A warranted home protects the buyer in the event of a failure of appliances / HVAC systems during a specified time period. In the event of a malfunction during the warranty period, a qualified service contractor will repair or replace the items under warranty.

The buyer and/or the seller may be able to purchase home warranty coverage under certain circumstances.

Buyer's BenefitSeller's Benefit
  • Peace of mind
  • Budget Protection
  • Convenience
  • A potentially faster sale
  • A sale closer to the asking price

Items normally covered by a home warranty:
Household ItemCovered for BuyerCovered for Seller
Heating SystemX
DuctworkX
Plumbing SystemXX
Electrical SystemXX
Water HeaterXX
DishwasherXX
Garbage DisposalXX
Built-in MicrowaveXX
Range/Oven/CooktopXX
Trash CompactorXX
Well PumpXX
Air ConditioningX*
Washer/Dryer/RefrigeratorX*
Pool/Spa EquipmentX*
* Usually optional coverage


Home warranty coverage has specific terms and conditions. Ask your real estate agent for details.

To try our mortgage calculator, click here.

The information presented in this publication is general in nature; it is not our intention to provide specific advice to individuals or a comprehensive discussion of the subject matter. We suggest that you consult with your financial or tax advisor, accountant or attorney to obtain specific advice or comprehensive information.
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