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Your builder can also help ensure that your choices are in accordance with local zoning laws governing the property and can assist you in obtaining all the necessary permits. If you already own a lot, you'll need to go through the same process with your builder before construction can begin. As a lot owner, don't forget to ask if you can apply the equity from the lot toward your new home's down payment.
We will forward the plans and specifications to an appraiser so that the loan amount can be confirmed. By this time it is important to have already finalized all upgrades and options with your builder so that enough funds are borrowed to cover all costs and that the requirements of the sales contract are met. Construction cannot begin until the mortgage is closed.
Already know what you are looking for? This application process should only take you about 20 minutes to complete.