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Whether you're looking to lower your interest rate, consolidate debt or make home improvements, Dollar Bank offers a wide range of mortgage options at competitive rates to fit your refinancing needs. Refinancing options are also available for investment properties and second homes.
The best mortgage option for you could depend on how long you plan to stay in your home:
You may want to choose a Fixed Rate Mortgage. You'll have the security of a fixed rate and payment throughout your term; you can build equity faster by refinancing into a lower interest rate and a shorter term, like a 15 or 20-year fixed rate, without a big jump in your monthly payment; and you can choose a mortgage with or without closing costs.
You may want to choose an Adjustable Rate Mortgage. You can save thousands in interest by refinancing into a lower interest rate and with no closing costs; and if you're in the market for a Jumbo Loan, our ARMs have the same interest rates for higher loan amounts - up to $700,000.
Did you know that there are advantages to paying closing costs in certain situations?
Paying Closing Costs
If you plan to stay in your home long term or keep the same mortgage for at least five years, it may make sense to pay closing costs and benefit from the lower interest rate. Many of the closing costs are fixed amounts. If you have a higher loan balance, your overall finance charge could be lower if you pay the closing costs.
Paying No Closing Costs
If you do not plan to stay in your home for more than five years or anticipate borrowing in the near future, opting a no closing costs mortgage may be more beneficial. Your interest rate will be a little higher, but you won't have to worry about recouping your closing costs, which could take several years.
We want to be your mortgage provider for life and work hard to offer you the right mortgage option for your needs. So why go anywhere else? For a cost comparison and rate information, contact a Dollar Bank Mortgage Representative first at 1-800-344-5626.
Already know what you are looking for? This application process should only take you about
20 minutes to complete.