Your zip code will be saved as a cookie so that you can navigate our website without repeated prompts. Your
information will only be used to display the content you request.
Clicking Cancel will return you to the previous page, as a zip code is required to display the requested
information on the next page.
To display the information you’re requesting, as well as provide a more user-friendly
experience, cookies are required to be turned on in your Internet browser settings.
However, this feature is currently turned off.
Cookies are needed to register information, such as your zip code, so we may provide the most
accurate information for your specific region, such as interest rates. Cookies used by Dollar
Bank do not capture any personal information and is only viewable by you, Dollar Bank and our
We use three different types of cookies:
This link redirects you to a website that Dollar Bank does not maintain. To proceed to this website,
click Continue. To stop and return to the previous page, click Cancel.
In seconds, you will be automatically redirected to the
Whether you're looking to lower your interest rate, consolidate debt or make home improvements, Dollar Bank offers a wide range of mortgage options at
competitive rates to fit your refinancing needs. Refinancing options are also available for investment properties and second homes.
The Home Affordable Refinance Program (HARP)
HARP is a federal program set up by the Federal Housing Finance Agency in March 2009 to help homeowners who have not been able to refinance their mortgages because the value of their homes has declined. If you're not behind on your mortgage payments, refinancing through HARP can help you get a new, more affordable, more stable mortgage.
Contact a Mortgage Expert today at 1-800-344-LOAN (5626) for more details and eligibility requirements.
The best mortgage option for you could depend on how long you plan to stay in your home:
You may want to choose a Fixed Rate Mortgage. You'll have the security of a fixed rate and payment throughout your term; you can build equity faster
by refinancing into a lower interest rate and a shorter term, like a 15 or 20-year fixed rate, without a big jump in your monthly payment; and you
can choose a mortgage with or without closing costs.
You may want to choose an Adjustable Rate Mortgage. You can save thousands in interest by refinancing into a lower interest rate and with no closing
costs; and if you're in the market for a Jumbo Loan, our ARMs have the same interest rates for higher loan amounts - up to $750,000.
Did you know that there are advantages to paying closing costs in certain situations?
Paying Closing CostsIf you plan to stay in your home long term or keep the same mortgage for at least five years, it may make sense to
pay closing costs and benefit from the lower interest rate. Many of the closing costs are fixed amounts. If you have a higher loan balance, your
overall finance charge could be lower if you pay the closing costs.
Paying No Closing CostsIf you do not plan to stay in your home for more than five years or anticipate borrowing in the near future,
opting a no closing costs mortgage may be more beneficial. Your interest rate will be a little higher, but you won't have to worry about recouping
your closing costs, which could take several years.
We want to be your mortgage provider for life and work hard to offer you the right mortgage option for your needs. So why go anywhere else? For a cost
comparison and rate information, contact a Dollar Bank Mortgage Representative first at 1-800-344-5626.
Already know what you are looking for? This application process should only take you about
20 minutes to complete.