Current Rates

Current Mortgage Rates

The interest rates displayed below are current as of 2/9/2012 9:47 AM ET. Because rates change frequently, your interest rate is not confirmed until you call to lock-in a rate with Dollar Bank at 1-877-261-2820, Monday through Friday, 9:00 AM to 4:00 PM. This rate may differ from the rate shown below depending upon market fluctuations.


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Monthly payments do not include amounts for taxes and insurance. Your actual monthly payment obligation will be greater.


 
 
 

Displayed rates are for the purchase or no cash-out refinance of owner occupied residential property in Dollar Bank market areas. Rates may be adjusted to reflect underwriting risk. Subject to Dollar Bank underwriting guidelines and collateral requirements. Rates above reflect a 60 day lock period for purchases and refinance transactions. Other lock periods and point combinations are available. For details, please call 1-877-261-2820. Fixed rates are based on loan amounts up to $417,000, ARM rates up to $650,000 with a down payment of 20% and FHA fixed rates up to the maximum FHA county limit with a down payment of 3.50%.
 
*   The annual percentage rates (APR) displayed assume a loan amount of $100,000, 20% down and
30 days prepaid interest. You will incur additional closing costs. Prepaid finance charges, which are used in the calculation of the APR, are estimated to be $1811 (these include the flood search, origination charge, discount points and closing service letter fee). The annual percentage rates (APR) does not include private mortgage insurance because the amount will vary depending upon your loan to value and other factors. Please contact us at 1-877-261-2820 or mortgages@dollarbank.com to learn about how private mortgage insurance may affect your loan and other closing cost you will incur. Adjustable rate loan interest rates may increase after loan closing.
   
   
**   The payments shown on the following page for adjustable rate loans include the estimated payment during the adjustable period based on the index currently in effect. The actual payments may be higher or lower depending on the index on a rate adjustment date. Rates shown are in effect for the first five or three years only and may increase or decrease thereafter. The listed APR for the full 30-year term is based upon the current 1 Year Libor Index and margin. Rates shown are for a 30-year term, 5/1 and 3/1 non-convertable ARM and Interest Only ARM and are subject to change without notice. Loan amounts may be up to $650,000, with a loan-to-value (LTV) of 80% or less. The rates and monthly payments displayed assume a loan amount of $100,000, a 20% down payment, 30 days prepaid interest and a 45-day lock in period. No Closing Cost Refinance ARM requires auto debit from a Dollar Bank checking account and escrow. Applicable only for loans secured by a first lien owner occupied residence. Approval subject to Dollar Bank underwriting guidelines. No closing costs unless an appraisal is required. If required, the appraisal will range between $125 and $350. No closing cost ARM limited to one refinance transaction per six month period.
   
   
***   This rate is the estimated interest rate after the fixed period based on the current index and margin. The actual interest rate may be higher when the Initial Rate expires.
 
****   The annual percentage rates (APR) displayed assume a loan amount of $100,000, 3.5% down and 30 days prepaid interest. You will incur additional closing costs. Prepaid finance charges, which are used in the calculation of the APR, are estimated to be $1561 (these include the flood search, origination charge, and closing service letter fee). The annual percentage rates (APR) also includes an initial Up-front 1.00% Mortgage Insurance Premium (MIP) and a Monthly MIP for at least the first 5 years.
 
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