EVERYTHING CHECKING
Annual Percentage Yield: The Annual Percentage yield reflects the current interest rate and the effect of interest compounding. The interest rate and annual percentage yield may change at any time at the Bank's discretion. Compounding and Crediting: Interest on this account will compound monthly and be credited on the monthly statement date. Account Closing: Accrued but uncredited interest will not be paid if the account is closed prior to the next interest credit date. Minimum to Open: The minimum balance required to open this account is $50. Balance for Interest: Interest will be calculated on the daily collected balance in the account. This method applies a daily periodic rate to the principal in the account each day. Accrual of Interest on Noncash Deposits: Interest on this account will begin to accrue on the day that Dollar Bank receives credit for noncash deposits, such as checks. MONTHLY SERVICE FEE:
A monthly service fee of $5.00 will be charged unless one of the following requirements was met in the previous calendar month:
MONTHLY ACCOUNT STATEMENT OPTIONS:
Maintaining a $2,500 Average Collected Balance in the Checking Account during the previous calendar month waives the statement fee. ELECTRONIC BANKING FEES VIA USE OF A BANKING CARD:
There is no charge for banking card usage. Surcharges by other banks may apply. Unless otherwise noted, the daily limit for ATM cash withdrawals is $500 per banking card, and the daily limit for POS purchases is $2,500 per banking card. AUTOMATIC TRANSFER AND/OR OVERDRAFT PROTECTION:
If you have signed up for the Automatic Transfer Overdraft Protection service in conjunction with a Everything Checking account, a charge of $10 per item will be assessed on any transfers from a savings account initiated to cover checks, pre-authorized charges, debit card transactions, or Point-of-Sale transactions that would, if honored by the Bank, overdraw the checking account. There is no annual fee for this service when used in conjunction with aN Everything Checking account. PLEASE REFER TO THE "OTHER ACCOUNT FEES" DOCUMENT which is incorporated by reference.. ALL FEES SUBJECT TO CHANGE
FREE CHECKING
MONTHLY SERVICE FEE:
There is no monthly service fee for this account and no minimum balance requirement. Electronic Statements are required for Free Checking. Failing to meet this requirement will result in the checking account being converted to No Minimum Checking. ELECTRONIC BANKING FEES VIA USE OF A BANKING CARD:
The following fees will be charged for banking card use unless one of the savings account balance requirements described below under HOW TO
AVOID FEES is maintained. These fees are charged on the 1st of the calendar month for activity during the previous calendar month.
Unless otherwise noted, the daily limit for ATM cash withdrawals is $500 per banking card, and the daily limit for POS purchases is $2,500 per banking card. HOW TO AVOID FEES:
Maintaining the balance requirement in a linked statement savings or designated passbook savings account will waive the banking card activity fees for the checking account. Please see the ACCOUNT INFORMATION SCHEDULES for those accounts for specific balance requirements. PLEASE REFER TO THE "OTHER ACCOUNT FEES" DOCUMENT which is incorporated by reference.. ALL FEES SUBJECT TO CHANGE
No Minimum Checking
MONTHLY SERVICE FEE:
A monthly service fee of $2.00 will be charged on the 1st day of each calendar month.
ELECTRONIC BANKING FEES VIA USE OF A BANKING CARD:
The following fees will be charged for banking card use unless one of the savings account balance requirements described below under HOW TO
AVOID FEES is maintained. These fees are charged on the 1st of the calendar month for activity during the previous calendar month.
Unless otherwise noted, the daily limit for ATM cash withdrawals is $500 per banking card, and the daily limit for POS purchases is $2,500 per banking card. HOW TO AVOID FEES:
Maintaining the balance requirement in a linked statement savings or designated passbook savings account will waive the banking card activity fees for the checking account. Please see the ACCOUNT INFORMATION SCHEDULES for those accounts for specific balance requirements. PLEASE REFER TO THE "OTHER ACCOUNT FEES" DOCUMENT which is incorporated by reference.. ALL FEES SUBJECT TO CHANGE
PERFECT PREPAID CHECKING
Annual Percentage Yield: This is a non-interest bearing account. Minimum to Open: The minimum balance required to open this account is $50. MONTHLY SERVICE FEE:
A monthly service fee of $5.00 will be charged on the 1st day of each calendar month.
The monthly service fee can be reduced to $2.00 per month for customers who have a qualifying
checking relationship. Please ask a branch representative for a current list of qualifying checking accounts.
ELECTRONIC BANKING FEES VIA USE OF A BANKING CARD:
The following fees will be charged for banking card use. These fees are charged at the time of the transaction.
Unless otherwise noted, the daily limit for ATM cash withdrawals is $500 per banking card, and the daily limit for POS purchases is $2,500 per banking card. IMPORTANT INFORMATION:
There are no bank overdraft fees on this account.
Automatic Transfer and/or Overdraft Protection: PLEASE REFER TO THE "OTHER ACCOUNT FEES" DOCUMENT which is incorporated by reference. ALL FEES SUBJECT TO CHANGE |
||||||||||||||||||||||||||||||||||||||||||||