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The Federal Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against credit applicants on the basis of race, color, religion,
national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the
applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit
Protection Act. The federal agency that administers our compliance with this law is the Office of the Comptroller of the Currency, Customer Assistance
Group, 1301 McKinney Avenue, Suite 3450, Houston, TX, 77010-9050.
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